News for 'personal finance questions'

Trade on road to recovery but Indian firms tread cautiously

Trade on road to recovery but Indian firms tread cautiously

Rediff.com12 Oct 2024

Truck movements across the India-Bangladesh border are on the rise, with increasing rentals signalling a trade recovery between the two South Asian nations. Yet, geopolitical tension looms large, with Bangladesh now under an interim government for nearly two months.

ASK PF GURU: How Can I Best Multiply My Savings?

ASK PF GURU: How Can I Best Multiply My Savings?

Rediff.com23 Aug 2023

Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.

'Bought US stocks; shall I make tax declaration?'

'Bought US stocks; shall I make tax declaration?'

Rediff.com30 Jan 2024

rediffGURU Vivek Lala answers your income tax and personal finance queries.

How You Can Save Rs 17,500 In New Tax Regime

How You Can Save Rs 17,500 In New Tax Regime

Rediff.com24 Jul 2024

'The adjustments (of tax slabs and standard deduction) will reduce the tax burden for salaried individuals with an income of around Rs 20 lakh by approximately Rs 18,000.' 'For non-salaried individuals with the same income level, the savings will be around Rs 10,000.'

Monetary Policy's Strong Message To NBFCs

Monetary Policy's Strong Message To NBFCs

Rediff.com14 Oct 2024

The RBI is fully aware that the high-cost loans and high indebtedness of the borrowers could pose financial stability risks, if not addressed by these NBFCs. Governor Shaktikanta Das has issued a stern warning, saying the RBI is closely monitoring these areas and will not hesitate to take appropriate action, if necessary, if the culprits don't opt for self-correction. Watch out for some action, soon, notes Tamal Bandyopadhyay.

'Can I Buy 75L Mercedes With SIPs?'

'Can I Buy 75L Mercedes With SIPs?'

Rediff.com18 Jul 2024

rediffGURU Dev Ashish answers your personal finance and mutual fund queries

How To Become A Crorepati: 15x15x15

How To Become A Crorepati: 15x15x15

Rediff.com28 Aug 2024

Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks. Ramalingam Kalirajan explains how

'AI Has Pushed India 5 To 7 Years Behind!'

'AI Has Pushed India 5 To 7 Years Behind!'

Rediff.com19 Sep 2024

'Unfortunately, most of our students use AI to replace knowledge when they should be using the AI tools to enhance their knowledge.' 'I am sorry to say, even those students who have opted to study AI have no idea what AI is.'

Tax benefit on personal loan? Yes!

Tax benefit on personal loan? Yes!

Rediff.com23 Mar 2007

The interest payable on personal loan as well as the princiapl repaid will be eligible for a deduction.

Explained: Tax Changes On Property Sales

Explained: Tax Changes On Property Sales

Rediff.com25 Jul 2024

Maintain a proper record of documents that can act as proof of the cost of acquisition of the property, cost of improvements made to the property, expenses related to transfer of the property (like brokerage and registration charges). These will come in handy in case of a dispute with the taxman.

2G probe: ED questions Raja for the first time

2G probe: ED questions Raja for the first time

Rediff.com12 Jul 2012

The Enforcement Directorate has questioned former telecom minister A Raja in connection with its money laundering probe in the 2G spectrum case. This is the first time that the ED has questioned Raja in the case.

'Lost Rs 12L in trading. How to regain financial health?'

'Lost Rs 12L in trading. How to regain financial health?'

Rediff.com28 Nov 2023

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

'Space Transportation Has To Be Like Booking A Cab'

'Space Transportation Has To Be Like Booking A Cab'

Rediff.com23 Oct 2024

'We started AgniKul to show that space transportation should be as simple as road transportation.'

Rediff's Wave Rider Retires!

Rediff's Wave Rider Retires!

Rediff.com1 Nov 2024

We asked colleagues, present and past, to reflect on a man who has made such a difference to their lives and careers. Here it is then, a rich collection of memories that offer enchanting glimpses of the enigmatic Ajit Balakrishnan.

What Married Women Must Know About Money

What Married Women Must Know About Money

Rediff.com11 Mar 2024

Make financial planning a part of your education and definitely a part of your marriage, says financial planner Sheetal Jhaveri.

Can Rs 10K SIP Make You Rs 3 CRORE?

Can Rs 10K SIP Make You Rs 3 CRORE?

Rediff.com16 Oct 2024

Imagine transforming a modest Rs 10,000 monthly investment into a steady Rs 1 lakh monthly income in your retirement years. This is the power of compounding -- a strategy that rewards you for starting early and staying consistent with your investments, says Ramalingam Kalirajan.

The Formidable Editor, Vimla Patil

The Formidable Editor, Vimla Patil

Rediff.com3 Oct 2024

Vimla Patil always stressed the importance of proving wrong the perception that women were women's worst enemies. And it iss a lesson I carried forward with me all through my career, learning empathy, understanding and ways to help as I went along. Sathya Saran, who succeeded Mrs Patil as Femina's editor, pays homage to the well-known journalist who passed into the ages on September 29, 2024.

Want To Have Steady Income? SWP Can Help

Want To Have Steady Income? SWP Can Help

Rediff.com2 Sep 2024

Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.

6 Reasons To Invest In ELSS

6 Reasons To Invest In ELSS

Rediff.com20 Nov 2023

Anamika Pareek explains the advantages of investing in tax-saving options like the equity-linked savings schemes.

How Should The Young Invest Their Money?

How Should The Young Invest Their Money?

Rediff.com29 Sep 2023

I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.

NPS vs UPS: Which is Best for YOU?

NPS vs UPS: Which is Best for YOU?

Rediff.com6 Sep 2024

Switching to the UPS could be a game-changer for your retirement planning, especially if you value guaranteed benefits and higher government contributions, observes Ramalingam Kalirajan.

How To Build A Good MF Portfolio

How To Build A Good MF Portfolio

Rediff.com28 Sep 2023

Do you have financial planning queries? Ask rediffGURU Abhishek Dev.

Is NPS Vatsalya Right Choice For Your Children?

Is NPS Vatsalya Right Choice For Your Children?

Rediff.com9 Oct 2024

From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.

4 BIG Housing MYTHS Busted

4 BIG Housing MYTHS Busted

Rediff.com2 Feb 2024

When you are under social, peer, parental, sibling, marital pressure to buy a house direct them to this article, says P V Subramanyam

Does A Woman's Career End At 40?

Does A Woman's Career End At 40?

Rediff.com20 Mar 2024

RediffGURUS Ashwini Dasgupta, Anu Krishna, Dr Karthiyayini Mahadevan and Jinal Mehta answer queries from Rediff readers.

'Sensex/NIFTY stocks may not fall badly'

'Sensex/NIFTY stocks may not fall badly'

Rediff.com11 Oct 2023

'We suggest an equity strategy of 5% to 10% exposure to cash, 5% to Gold ETF, close to 50% to Sensex/Nifty/large mid-cap stocks.'

'How can I build a corpus of Rs 2 cr in 2 years?'

'How can I build a corpus of Rs 2 cr in 2 years?'

Rediff.com4 Apr 2024

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

Retirement Portfolio: What You Must Know

Retirement Portfolio: What You Must Know

Rediff.com15 Mar 2024

'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'

Financial Planning Tips For Single Moms

Financial Planning Tips For Single Moms

Rediff.com30 Aug 2023

Do you have financial planning queries? Ask rediffGURU Anil Rego.

'Will Banking Career Affect Marriage Prospects?'

'Will Banking Career Affect Marriage Prospects?'

Rediff.com22 May 2024

Shekhar Kumar, an HR expert, talent, and client acquisition leader at SEPL offers advice on how to grow professionally.

Study Abroad: The Best Countries to Pursue PhD

Study Abroad: The Best Countries to Pursue PhD

Rediff.com12 Jun 2024

rediffGURU Sushil Sukhwani offers expert advice about pursuing higher education abroad.

'I'm Confused. Filing ITR For First Time'

'I'm Confused. Filing ITR For First Time'

Rediff.com2 Jul 2024

rediffGURU Samkit Maniar answers readers' personal income tax queries.

When And How To Withdraw Your NPS Funds

When And How To Withdraw Your NPS Funds

Rediff.com23 Jul 2024

Ramalingam Kalirajan dives into the specifics of NPS withdrawal rules to help you understand the conditions under which and when partial withdrawals are allowed.

Treasury gains help ICICI Bank post 10% rise in Q1 profit

Treasury gains help ICICI Bank post 10% rise in Q1 profit

Rediff.com27 Jul 2024

Treasury gains helped ICICI Bank post a nearly 10 per cent increase in the consolidated net profit for the April-June quarter at Rs 11,696 crore on Saturday. Growth in the core income slowed for the country's second largest private sector lender, but the treasury operations helped it report a 14.62 per cent rise in its post-tax profit at Rs 11,059 crore on a standalone basis. The core net interest income (NII) growth came at a multi quarter low of 7.3 per cent to Rs 19,553 crore for the reporting quarter.

Want To Invest In FD? Read This

Want To Invest In FD? Read This

Rediff.com23 May 2024

Do not keep a large portion of your long-term portfolio in FDs.

Are These The Right Mutual Fund Investments?

Are These The Right Mutual Fund Investments?

Rediff.com26 Oct 2023

rediffGURU Vivek Lala answers your income tax and personal finance queries.

ED issues fresh summons to Kerala ex-FM Isaac in KIIFB masala bonds case

ED issues fresh summons to Kerala ex-FM Isaac in KIIFB masala bonds case

Rediff.com7 Jan 2024

The 71-year-old politician has been asked to depose at the agency office in Kochi on January 12, they said.

'My son wants to study hotel management. Pls help'

'My son wants to study hotel management. Pls help'

Rediff.com10 Apr 2024

rediffGURU Maxim Emmanuel offers expert advice on how to make an informed career choice.

'How To Choose Good MFs For Rs 5K SIPs?'

'How To Choose Good MFs For Rs 5K SIPs?'

Rediff.com16 May 2024

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

Investing in IPOs: What First-Time Investors Must Know

Investing in IPOs: What First-Time Investors Must Know

Rediff.com11 Jul 2024

Are you a first-time IPO investor? Even if IPOs appear attractive with expectations of high returns, they come with risks and complexities, cautions Sheetal Jhaveri and shares her checklist to help you navigate through the world of IPOs